Such is the irony. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. The Bank is also a possible violation. Base this can be a violation of one of the parties to the contract.
By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies. Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank.
In other words, people with low incomes, why not try to live logically, and only based on their own emotions. If several heirs, the debt they will pay together, in proportion to the inherited property. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. To accept the inheritance is given a fixed term – 6 months. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. According to most psychologists about obtaining loans most often think people with low incomes.